The complete playbook for negotiating supplements, documenting properly, and recovering full value on your claims. Written by Cole Merritt—carrier side, public adjuster, and active contractor.
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Everything you need to win supplemental claims
Build airtight supplement requests. Learn exactly what carriers need to approve supplements faster—and what they'll reject.
Proven approaches for dealing with adjusters, carriers, and denial tactics. Based on 15+ years in the claims trenches.
Line-by-line breakdowns of common supplement mistakes. Real-world pricing from current market data and carrier preferences.
How to respond when supplements get denied. Policy language breakdowns. Appeal strategies that work.
Supplements work differently in Florida, Texas, and other major states. Clear guidance for each jurisdiction.
Ready-to-use supplement request forms, cover letters, and quality checklists. Modify and use immediately.
Meet the Author
✓ Former carrier staff adjuster (insider perspective)
✓ Licensed Public Adjuster (policyholder advocate)
✓ Licensed General & Roofing Contractor (field expert)
✓ Active claims & restoration work (current practitioner)
"The Triple Threat combination is rare. This book draws on 15+ years working all three sides of the claims process—so you get tactics carriers actually respect, not guesses or theory."
Get the BookOne book. Three ways to access it.
Book + checklists & forms
Book + future courses
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Both are the same content. PDF is downloadable for offline access. Digital access is via your account portal.
The core content applies nationwide. However, supplement rules vary by state. The book covers major states (Florida, Texas, Georgia) with specific guidance. State-specific editions are coming soon.
Yes. All templates are yours to modify and use commercially. That's the whole point—these are working documents, not just theory.
We offer a 30-day money-back guarantee. If the book doesn't deliver value, request a refund. No questions asked.
Yes. When major policy changes or carrier updates happen, we'll release updates. All existing buyers get updates free.
Both. The book is written for contractors AND public adjusters. Examples and case studies cover both use cases. A PA-focused edition is in development.
Get the playbook that carriers actually respect.
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